Largest share is MMM 4 (Medium rural towns): 44 per cent of 36,815 addresses. The rest is MMM 5 (35 per cent) and MMM 3 (21 per cent).
The dominant category is Medium rural towns (MMM 4). MMM 2023 is assigned by ABS Mesh Block 2021, so an individual address can differ from the postcode's dominant category. The locality data names Sanctuary Point as the representative suburb for 2540, which can include more than one locality.
The address nearest the centre of postcode 2540 is in the Shoalhaven local government area.
Suburbs in 2540
Suburbs recorded for NSW. For postcodes spanning states, this list covers the state with the most addresses.
- Badagarang
- Bamarang
- Barringella
- Basin View
- Beecroft Peninsula
- Berrara
- Bewong
- Bolong
- Bream Beach
- Browns Mountain
- Brundee
- Buangla
- Burrier
- Callala Bay
- Callala Beach
- Cambewarra
- Cambewarra Village
- Comberton
- Comerong Island
- Cudmirrah
- Culburra Beach
- Currarong
- Erowal Bay
- Falls Creek
- Greenwell Point
- Huskisson
- Hyams Beach
- Illaroo
- Jerrawangala
- Longreach
- Mayfield
- Meroo Meadow
- Mondayong
- Moollattoo
- Mundamia
- Myola
- Nowra Hill
- Numbaa
- Old Erowal Bay
- Orient Point
- Parma
- Pyree
- Sanctuary Point
- St Georges Basin
- Sussex Inlet
- Swanhaven
- Tapitallee
- Terara
- Tomerong
- Tullarwalla
- Vincentia
- Wandandian
- Watersleigh
- Wollumboola
- Woollamia
- Worrigee
- Worrowing Heights
- Wrights Beach
- Yalwal
- Yerriyong
NDIS travel in MMM 4: check the NDIA pricing and claiming guidance for provider travel limits.
NDIS remote price-limit loading does not apply in MMM 4.
Rural programs that use MMM
Some rural health workforce programs, including the Workforce Incentive Program Doctor Stream and the HELP Debt Reduction for Rural Health Practitioners, refer to the Modified Monash Model. Each program sets its own categories, MMM edition and conditions, so check the program page before you rely on a classification.
Check your workplace address
Mesh Block assignment can differ within 2540. Use the address-level MMM checker before relying on the postcode summary.
Explore locum rate benchmarks and shift records for GPs.
Nearby postcodes
Sources
Modified Monash Model 2023 by Mesh Block 2021, Department of Health, Disability and Ageing, CC BY 2.5 AU, via data.gov.au. G-NAF address counts and locality details via the Sessional Addresses service. G-NAF release: AUG 2026 - Geoscape G-NAF - GDA2020. Latest split refresh: 10 November 2026.